THE EDIF DOES NOT COVER

  • Deposits of an insurance company;
  • Deposits of a capital lease company;
  • Deposits of a commercial bank maintained in other banks or microfinance institution;
  • Deposits of a microfinance institution maintained in other banks or microfinance institution;
  • Deposit money of the Federal Government or any agency of the Federal Government;
  • Deposits of an external auditor of the member financial institution and his partner;
  • Deposits frozen by the court decision;
  • Deposits serving as a collateral of a loan;
  • Deposits of an influential shareholder, a director, a chief executive officer, senior executive officer of a member financial institution, deposits of a person having first degree consanguinity and affinity relationship with such individuals, and deposits of a legal entity in which such individuals are having more than 10% of the voting right;
  • Deposits of a person who the Fund believes profited from the failed financial institution;
  • Such other deposits as may be specified from time to time by the Fund.